Premium savers

Platinum Plus

A distinctive savings and protection plan: premiums payable for only the first three years, with ten years of life coverage and a maturity payout.

✓Premiums payable for the first 3 years only
✓10 years of life insurance coverage
✓Bonus rates 50% higher than a standard 10-year endowment

WhatsApp about this plan Call 0340-8988872

Who it’s for

Is this plan for you?

You have surplus income now and prefer a short payment window.
You want a government-backed place for a larger lump sum.
You want protection for 10 years without paying for 10 years.

3Short premium termPay for three years, then no further premiums.

10Decade of coverLife coverage continues for the full 10-year term.

₨Maturity valueSum assured plus bonuses paid at the end of year 10.

✓Government-backedSum assured and declared bonuses guaranteed by the Government of Pakistan.

Plan facts

Plan type: Limited-premium savings & protection
Entry age: 1 – 65 years
Policy term: 10 years
Premium term: 3 years (annual mode)
Death benefit: Sum assured + bonuses
Bonus participation: Yes — guaranteed by Government of Pakistan

Optional add-on riders: Accidental Death Benefit (ADB) and Term Insurance Rider (TIR).

Loan facility: Up to 80% of the net surrender value once the third premium has been paid.

Surrender: Available after two full years' premiums have been paid.

Free-look period: 14 days from receipt of the policy document to review and, if you wish, return it for a refund of premium (subject to State Life terms).

Read the full official product page on statelife.com.pk

Example illustration

SAMPLE — AGENCY TO SUPPLY FIGURES

Age40 yrs

MonthlyRs. [X]

Term10 yrs

A 40-year-old paying approximately Rs. [X] per year for 3 years could remain covered for 10 years and receive a maturity payout — indicative only.

Indicative and for illustration only. Past performance is not a guide to future performance. Your advisor will provide a personalised illustration; full terms are in the policy document.

How the yearly profit adds up — worked example at 2025 rates

Want exact figures for your age and budget?

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Questions about this plan

Yes — premiums are payable for the first three years only; cover continues for the full 10-year term.

Yes — the Takaful Platinum Plus Plan.

Annually, for the first three policy years; your advisor will confirm the amount in your illustration.

The sum assured plus accrued bonuses is paid to you.

Platinum Plus

Is this plan for you?

Plan facts

Example illustration

Questions about this plan

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