Guides
Earning profit with State Life, explained
Worked examples on the official 2025 bonus rates, honest comparisons, and the retirement maths — written by advisors, not marketers.
Profit explainedHow profit works on a State Life plan — with a worked exampleWhat the yearly State Life profit actually is, how the 2025 bonus rates step up over time, and a worked example on a Rs. 1,000,000 Endowment — reversionary plus terminal bonus.Read the guide Choosing a planBest savings plan in Pakistan: how the State Life plans compareEndowment, Golden Endowment or Platinum Plus? How the three State Life savings plans differ in commitment, cover and profit profile, and which one fits your budget and horizon.Read the guide RetirementHow to retire early in Pakistan with a State Life planSet an Endowment Plan to mature at 50, 55 or 60 and receive the sum assured plus every year’s profit as one lump sum. Why long terms pay most, a worked example, and how to ladder policies for retirement income.Read the guide