Plans

State Life plans we offer

Every plan pays profit yearly, guaranteed by the Government of Pakistan. Invest before 31 December 2026 to earn the full 2026 profit. Choose a group, or let the Plan Finder recommend one.

At a glance

Compare all seven plans

Plan	You pay for	Covered for	Entry age	Best for	Action
Family Pension PlanFamily Protection	Full term	18 or 21 years	20 – 52 years	Guaranteed 10-year income for your family if you're gone — plus cash back during the term.	View
Child Education & Marriage PlanFamily Protection	Full term	10 – 24 years	20 – 60 years	Secure your child's education or marriage at a date you choose.	View
Endowment PlanSavings & Wealth	Full term	10 – 55 years	10 – 65 years	The most popular, time-tested State Life savings plan — savings plus life cover in one.	View
Golden Endowment PlanSavings & Wealth	7 years	20 years	20 – 55 years	Pay premiums for 7 years, stay covered for 20 — with full bonus participation throughout.	View
Platinum PlusSavings & Wealth	3 years	10 years	1 – 65 years	Pay for 3 years, stay covered for 10 — for high-value savers and investors.	View
Takaful Golden EndowmentTakaful	7 years	20 years	1 – 60 years	Contribute for 7 years, covered for 20 — the Shariah-compliant Golden Endowment.	View
Takaful Platinum PlusTakaful	3 years	10 years	1 – 60 years	Shariah-compliant premium savings — contribute for 3 years, covered for 10.	View

Swipe sideways on a phone. Entry ages and terms are as published by State Life; your advisor confirms eligibility.

Earn profit

Savings & Wealth

Endowment Plan (Table-03)The most popular, time-tested State Life savings plan — savings plus life cover in one.View plan Golden Endowment Plan (Table-81)Pay premiums for 7 years, stay covered for 20 — with full bonus participation throughout.View plan Platinum PlusPay for 3 years, stay covered for 10 — for high-value savers and investors.View plan

Protect

Family Protection

Family Pension Plan (Table-12)Guaranteed 10-year income for your family if you're gone — plus cash back during the term.View plan Child Education & Marriage Plan (Table-76)Secure your child's education or marriage at a date you choose.View plan

Halal profit

Takaful (Shariah-compliant)

Takaful Golden Endowment PlanContribute for 7 years, covered for 20 — the Shariah-compliant Golden Endowment.View plan Takaful Platinum Plus PlanShariah-compliant premium savings — contribute for 3 years, covered for 10.View plan